{"id":514,"date":"2025-04-01T07:37:27","date_gmt":"2025-04-01T07:37:27","guid":{"rendered":"https:\/\/vikingmortgages.com.au\/?page_id=514"},"modified":"2025-04-14T11:23:37","modified_gmt":"2025-04-14T11:23:37","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/vikingmortgages.com.au\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"514\" class=\"elementor elementor-514\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-fcb92ee e-flex e-con-boxed e-con e-parent\" data-id=\"fcb92ee\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ee070c elementor-widget elementor-widget-heading\" data-id=\"8ee070c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Terms and Conditions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-650b1fe elementor-widget elementor-widget-text-editor\" data-id=\"650b1fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>[Last updated 21 July 2022]\u00a0<\/p><p>vikingmortgages.com.au is made available by Marketing Broker Australia.<\/p><p>These terms and conditions apply to you when you use our website. By using this website, you are agreeing to be automatically bound by these terms and conditions, including our\u00a0<a href=\"https:\/\/vikingmortgages.com.au\/privacy-policy\/\">privacy policy<\/a>. We encourage you to carefully read and understand these terms before using the website or any of our services.\u00a0 If you don\u2019t agree, your remedy is to stop using our website.\u00a0<\/p><p>If you order or buy something through our website additional terms and conditions will apply and you will be asked to agree to those terms and conditions before you can complete your order or purchase.\u00a0<\/p><p><strong>Updates<\/strong><\/p><p>We may update this policy from time to time and the most current version will be available through our website, with a \u2018last updated\u2019 date under the title.<\/p><p><strong>Feedback, comments or complaints<\/strong><\/p><p>If you have any questions, please contact [email address] and we will usually respond within two business days.<\/p><p><strong>No unlawful or prohibited use\u00a0<\/strong><\/p><p>As a condition of using this website you warrant (legally binding promise) that you will not use this website for any purpose that is unlawful or prohibited by these terms and conditions. You must not use this website in any way that could damage, disable, overburden, or impair this website or interfere with any other person\u2019s use and enjoyment of this website. You agree not to hack into areas of this website that are not intentionally made available to you.<\/p><p>You expressly agree not to:<\/p><ul><li>use the website as a lead generation tool for the benefit of your own business, or to manufacture \u2018lists\u2019 in order to help your own business<\/li><li>engage in any internal or external spamming, or other similar actions<\/li><li>engage in any unlawful or immoral acts, or acts which are in violation of these terms and conditions<\/li><li>decompile, reverse engineer, or try to copy or imitate this website or content of the website<\/li><\/ul><p><strong>Disclaimer<\/strong><\/p><p>You use our website and website content at your own risk. The content on this website is provided for information only. The website may contain inaccuracies or typographical errors.\u00a0<\/p><p>Any suggestions or techniques are intended to be educational in nature.\u00a0 Our content does not replace the need for specific advice relevant to your personal circumstances. Nothing on our website should be understood as medical, legal or financial advice or advice of any other regulated profession. You acknowledge that you should consult an appropriate professional for specific advice to fit your situation.\u00a0<\/p><p>We make no representations about the suitability, reliability, availability, timeliness, and accuracy of anything contained on this website, for any purpose, and to the maximum extent permitted by applicable law, anything contained on this website is provided \u201cas is\u201d without warranty or condition of any kind.<\/p><p><strong>Links disclaimer<\/strong><\/p><p>This website may contain links to other websites (Linked Sites). The Linked Sites are not under our control and we are not responsible for the content of a Linked Site. We are not responsible for any form of transmission received from any Linked Site. Links are provided to you only as a convenience, and the inclusion of any link does not imply our endorsement of the website, or any association with its operators.<\/p><p><strong>Promoted Services \u2013 disclaimer<\/strong><\/p><p>If we promote third party products or services via our website it is because they have provided sponsorship, donations or supported us in some way. You must exercise your own judgment based upon your own personal circumstances before purchasing third party products or services.\u00a0<\/p><p><strong>Copyright, Trade marks and other Intellectual Property\u00a0<\/strong><\/p><p>Marketing Broker Australia owns the intellectual property rights in the content of this website or has permission to use or display the material on this website. Copyright material such as videos, writing or images, trade marks (whether registered or not), software and trade secrets are all intellectual property.\u00a0<\/p><p><em>Permission<\/em><\/p><p>You may only use our website content for your own personal use and not for any commercial purpose. Sharing our content without our prior written permission is expressly prohibited. You are expressly prohibited from copying our content for the purpose of creating your own programs or otherwise profiting from our content in any way.\u00a0<\/p><p>Any content posted on our website by third parties is the responsibility of those third parties and may be subject to copyright. You must ask permission from the third party before using any of their content.\u00a0<\/p><p><em>Infringement<\/em><\/p><p>If we believe you have infringed out intellectual property rights, we will contact you and ask you to stop. We reserve the right to take further action if required.\u00a0<\/p><p>If you believe there is material on our website that infringes your or someone else\u2019s intellectual property rights, please contact us with sufficient information to enable us to identify who is the owner of the intellectual property. If we reasonably believe that there has been an infringement, we will remove the infringing content from our website.<\/p><p><strong>Your content<\/strong><\/p><p>You warrant that you hold the necessary rights and interests to use any material you add to our website or social media pages (your content) and that all of your content does not infringe any third-party intellectual property rights, including copyright and trade mark rights.\u00a0<\/p><p>By submitting your content to our website, you irrevocably grant to us a perpetual, world-wide, non-exclusive, royalty-free, sub-licensable and transferable license and right to use your content for the purpose of providing services to you, now or in the future. We will not use your content for any other purpose. You indemnify us against any claims made for breach of intellectual property rights in respect of your content.\u00a0<\/p><p>At our sole discretion we may remove or disable your content if we believe your content to be in violation of our terms and conditions. We are not obligated to return any of your content to you under any circumstances.<\/p><p><strong>Security and access<\/strong><\/p><p>Continuous access to the website is dependent upon third party services. As a result, the website may be inaccessible from time to time.\u00a0<\/p><p>We make efforts to maintain the security of our website. However, we do not guarantee the security of the website, our records, or your content. We will not be liable for any computer virus or technological problems that we do not intentionally cause or that are beyond our control. You are encouraged to install and maintain up-to-date security software on your computer.<\/p><p><strong>Limitation of liability<\/strong><\/p><p>We aim to keep our website content accurate and up to date, however we cannot guarantee the content and do not accept any liability for the accuracy, currency or completeness of any contained on this website or any Linked Site.\u00a0<\/p><p>We will not be liable to you or any other person or entity for any damages whatsoever arising as a result of your use of this website, subject to the requirements of Australian Consumer Law.\u00a0<\/p><p>Where warranties are implied by law, you acknowledge and agree that the total aggregate liability to us is limited at our discretion to the provision of our services again, or to a refund equal to the total amount paid by you for our services, even if that amount is zero.<\/p><p>This limitation of liability applies to the fullest extent permitted by law, and shall survive any termination or expiration of this agreement or your use of this website or the services found on this website.<\/p><p><strong>Indemnity<\/strong><\/p><p>You are responsible for your action. You agree to indemnify and defend us from any claims, damages, liabilities, costs, or expenses (including without limitation court costs, collection costs, and reasonable legal fees) related to:<\/p><ul><li>any content you post via this website<\/li><li>your unauthorised use of this website, or products or services included or advertised on this website<\/li><li>your breach of these terms and conditions.<\/li><\/ul><p><strong>General Terms<\/strong><\/p><p><strong>Relationship \u2013\u00a0<\/strong>Your use of this website doesn\u2019t create any legal relationship between you and us other than as set out in these terms and conditions.\u00a0<\/p><p><strong>Notice<\/strong>\u00a0\u2013 You may provide notice to us through the contact us page or otherwise by email addressed to \u2018the Owner\u2019 and sent to ditte@vikingmortgages.com.au. If we need to give notice to you we will do so via email or other electronic means.\u00a0<\/p><p><strong>Severability<\/strong>\u00a0\u2013 If for some reason a clause of these terms is unenforceable, the rest of the terms will continue unaffected, and that term will be severed.\u00a0<\/p><p><strong>Governing Law<\/strong>\u00a0\u2013 These terms are governed by the laws of Queensland, Australia and you agree to be subject to the jurisdiction of the courts of Queensland in all disputes arising out of or relating to the use of this website.<\/p><p><strong>Unauthorised Use<\/strong>\u00a0\u2013 use of this website is unauthorised in any territory that does not give effect to all provisions of these terms of use, including without limitation this paragraph. If you live in a territory where the use of this website is not authorised, it is your responsibility to stop using this website.\u00a0\u00a0<\/p><p><strong>Entire Agreement<\/strong>\u00a0\u2013 These terms together with our privacy policy, disclaimers and any other legal notices or agreements we link from our website or provide directly to you, form the entire agreement between you and us in respect of your use of this website.<\/p><p>End.<\/p><p><em>\u00a9 2022 These Terms and Conditions are proudly provided by Onyx Legal, a boutique Queensland based corporate and commercial law firm for Business in our Online World.\u00a0<\/em><a href=\"https:\/\/onyx.legal\/\">https:\/\/onyx.legal\/<\/a><\/p><p><strong>Disclaimer<\/strong><\/p><p>[Last updated 21 July 2022]\u00a0<\/p><p>You use our website and website content at your own risk. The content on this website is provided for information only. The website may contain inaccuracies or typographical errors.\u00a0<\/p><p>Any suggestions or techniques are intended to be educational in nature.\u00a0 Our content does not replace the need for specific advice relevant to your personal circumstances. Nothing on our website should be understood as medical, legal or financial advice or advice of any other regulated profession. You acknowledge that you should consult an appropriate professional for specific advice to fit your situation.\u00a0<\/p><p>We make no representations about the suitability, reliability, availability, timeliness, and accuracy of anything contained on this website, for any purpose, and to the maximum extent permitted by applicable law, anything contained on this website is provided \u201cas is\u201d without warranty or condition of any kind.<\/p><p><em>\u00a9 2022 This Disclaimer is proudly provided by Onyx Legal, a boutique Queensland based corporate and commercial law firm for Business in our Online World.\u00a0<\/em><a href=\"https:\/\/onyx.legal\/\">https:\/\/onyx.legal\/<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions [Last updated 21 July 2022]\u00a0 vikingmortgages.com.au is made available by Marketing Broker Australia. These terms and conditions apply to you when you use our website. By using this website, you are agreeing to be automatically bound by these terms and conditions, including our\u00a0privacy policy. We encourage you to carefully read and understand [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-514","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Terms and Conditions - Viking Mortgages<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vikingmortgages.com.au\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - Viking Mortgages\" \/>\n<meta property=\"og:description\" content=\"Terms and Conditions [Last updated 21 July 2022]\u00a0 vikingmortgages.com.au is made available by Marketing Broker Australia. 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