Home Loans Guide for Existing Homeowners and Investors

Giving you peace of mind, from start to finish

Home Loans Guide for Existing Homeowners and Investors

Whether you're looking to upgrade to your dream home, downsize to a property better suited to your lifestyle, or purchase your next investment property, Viking Mortgages is your trusted partner every step of the way. Our expert team, led by award-winning mortgage broker Ditte Moller, provides customised home loan solutions designed to simplify your experience and help you achieve your goals smoothly and confidently.

Upgrading or Downsizing – Tailored Solutions for Every Situation

Changing your home to suit your evolving lifestyle is an exciting journey. At Viking Mortgages, we understand the complexities involved in purchasing a new home while managing your existing property obligations. Our experienced brokers begin by clearly evaluating your current financial position, helping you understand your equity, borrowing power, and the most suitable mortgage structures to meet your personal goals.
Our comprehensive analysis and lender comparisons ensure you secure the most competitive rates and flexible terms, all carefully explained so you can make fully informed decisions. We'll guide you through each stage—from initial consultation through to settlement—taking care of negotiations, paperwork, and lender communications to deliver a seamless and stress-free home buying experience.

Investing in Property – Building Your Portfolio with Ease

Property investment is a proven way to build wealth, but it requires careful planning, strategic thinking, and specialist knowledge. Viking Mortgages provides detailed advice and support for property investors, whether you're just starting your investment journey or expanding an existing portfolio. Our extensive lender network and industry expertise ensure you get competitive mortgage solutions tailored specifically to meet your investment objectives.
We’ll clearly explain the financial strategies best suited to your investment goals, helping you navigate the available options, tax implications, and long-term investment considerations. Our brokers will ensure you secure favourable lending terms that help maximise your returns and support sustainable growth in your property portfolio.

Why Homeowners and Investors Choose Viking Mortgages

Personalised Service

Dedicated support from an experienced broker who understands your unique needs and goals.

Award-Winning Expertise

Benefit from Ditte Moller’s extensive industry experience and outstanding reputation, recognised by numerous industry awards.

Access to Competitive Rates

Our extensive network of lenders ensures you receive the most advantageous mortgage terms and rates available.

Ready to Take the Next Step?

Take the stress and uncertainty out of your next home purchase or investment with Viking Mortgages. Schedule your free consultation today, and let’s build a clear and confident path to your property goals together.

Your Mortgage Questions Answered Clearly

Why use a mortgage broker instead of going directly to a bank?

A mortgage broker saves you time, money, and stress. Viking Mortgages compares multiple lenders to ensure you get competitive terms and rates tailored precisely to your needs—often securing deals not directly available to the public.

No, our services are completely free to you. We’re paid a commission by lenders once your loan settles, meaning it’s in everyone’s interest to find you the very best deal possible.

Absolutely! We specialise in complex lending scenarios, such as self-employed individuals or unique financial circumstances. We have an excellent track record of securing finance where others might not.

We prioritise efficiency and typically respond to all enquiries within two hours. While exact timelines vary depending on your lender and loan complexity, our personalised, efficient approach ensures faster, smoother approvals.

Not at all! We handle the complexities and paperwork for you. You’ll experience clear communication, straightforward explanations, and ongoing support from your first call through to settlement and beyond.

Mortgage brokers have specialised industry expertise, lender relationships, and negotiation skills. We save you time, simplify paperwork, and often secure better loan terms than you might receive directly from banks.

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