Nearly 60% of all new home loans in the Sunshine Coast are settled with a mortgage broker

Why do so many people use a mortgage broker?



Finding the perfect loan for your needs can be confusing, time consuming and exhausting. At Viking Mortgages, we take the stress out of finding a home loan. Viking Mortgages have been through this process countless times and have relationships with multiple lenders.

At no cost to you, we’ll help you through the maze of paperwork and compliance information required to get a loan.  We’ll also follow up the lender on your behalf to make the entire process easy for you.



Home loan products are often complex and difficult to understand.  Viking Mortgages work with multiple lenders offering numerous home loans, which gives you more options to choose from.

Our knowledge and experience allow Viking Mortgages to recommend products that are aligned with your personal needs. Plus, we can often negotiate a better deal from lenders than you could get by approaching them yourself.


Focus on you, the customer

Viking Mortgages are committed to providing a premium quality service. Our dedication to our customers has been recognised with several awards.

Viking Mortgages’ owner Ditte Moller Westbury knows our success depends on our exceptional service – because it’s often our clients who recommend new customers.  Ditte is committed to providing personalised, attentive service to people from all backgrounds and at all stages on their home loan journey.

Choosing Viking Mortgages means having a personal lender who knows how to get the ideal home loan for you.

Unlike larger companies where staff come and go, Viking Mortgages partner with our customers for the long term. Some clients see us for advice and return a few years later once they’re ready to buy a home.

We focus on building strong, positive relationships with our clients, not just doing the deal today.



Viking Mortgages is a member of MFAA, Australia’s largest peak body overseeing professional mortgage and finance brokers, mortgage managers and aggregators.

We operate under a professional code of conduct required by the retail mortgage market. This means Viking Mortgages complies with rigorous industry standards for training, service and professional development.

This gives our customers confidence that their home loan is organised through a qualified, trusted finance professional.



At Viking Mortgages, we understand some people don’t meet the strict criteria home lenders may be looking for. If you’re in business for yourself, on a pension or have issues with your credit record, getting a home loan can be a battle.

Regardless of your situation, Viking Mortgages will fight to find the right home loan for you. We go in to bat with lenders to ensure our customers get what they need.

Our commitment to helping people get home loans has seen us achieve a 90% success rate, even under the toughest scenarios.

How Viking Mortgages helped Toni-Cola Harvey get her first home

When Toni-Cola was looking to buy her Queensland property, she turned to Viking Mortgages’ owner Ditte Moller Westbury for help. Ditte’s experience and advice proved invaluable.

“We all know purchasing a property can be an extremely stressful, long drawn out process,” Toni-Cola says. “Nothing has been a problem for Ditte – she has been totally committed and enthusiastic and has followed up processes required to achieve my dream of being a homeowner.”

Toni-Cola describes Ditte as “a proficient, professional, reliable, hardworking businesswoman who has been thoroughly committed to me as her client.”

“I know Ditte will continue to provide her services and advice to me and will be available at any time with updates and support – a true professional in every way,” she says.

Toni-Cola adds that Ditte is true to her word. “My journey has been smooth sailing all thanks to you,” she says. “I have and will continue to recommend you and your services to others. Thank you for being you and being one of the best.”

What is a mortgage broker?

A mortgage broker is a finance professional who helps people find home loans that suit their unique needs and circumstances. Mortgage brokers can help you access a broad range of loan products from multiple lenders.

A mortgage broker works for their clients, not the lender, and therefore has clients’ best interests top of mind.

At Viking Mortgages, our extensive knowledge and experience means we can recommend home loan products that are best suited to your needs and goals.

Brokers are making lending personal again.

A mortgage broker is a financial expert that works for you – not the banks – by exploring and recommending options for real estate purchases or refinancing and taking care of loan applications. When the application is approved, the mortgage broker oversees signing of the loan documents.

Viking Mortgages provide a personal, transparent service to build confidence and trust during our customers’ significant financial decisions.

Viking Mortgages specialise in helping first home buyers

We have helped more than 150 first home buyers to make their dreams come true.

We don’t just help first home buyers get a loan. The team at Viking Mortgages know the journey to first home ownership is exciting but also overwhelming. That’s why we provide caring, personalised guidance and advice to all our first home buyers – from initial contact to when you pop open the champagne in your very own home!

All first home buyers receive our free guide to buying your first home. Plus, Ditte makes herself available 24/7 for first home buyer calls.

Clients often ring me while they’re looking at a house with questions like, “What do I say Ditte, when I make the offer?” or “How much deposit should I put down?”

Or my favourite: “We love this house, what do you think, should we put an offer on it?”

Working with us is like having q personal “guide” as you venture through the scary new world of home buying!

Ditte Moller Westbury, Viking Mortgages’ owner and director

Download 'The 2020 First Time Home Buyers Guide'


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Spend 30 minutes with us and learn how to get a home loan, without the stress, wasted time and frustration.

Here’s a brief outline of what we’ll cover in your FREE 30-minute home loan consultation.

Fact Finding

Much of the 30 minutes is spent gathering important information, which we type into a template.

This information is broken down into three areas. To get the most from the call, we recommend you have a think about them beforehand.

Your Finances

We’ll ask you questions about your finances, income, debt, expenses, assets and liabilities.

Here are some examples of questions we ask:

  • What is your annual salary? Is this gross (before tax) or net (after tax)?
  • If you receive overtime or bonuses, what is your base salary?
  • What date (exact) did you start at your current workplace?
  • Do you have any loans? How much is owed? What rate is it on? What are your repayments?
  • Do you have any credit cards? What are the limit and balance amounts? (even if you pay it off regularly)
  • Do you own property? What do you think it is worth?
Viking Mortgages - Home Renovation with a Baby Costs and Financing
Your goals & wishes

Most importantly, we need to know what you are trying to achieve and why. A good understanding of what you’re hoping to do and why helps us develop a plan together for making it happen!

Your background

We need to delve into your employment history, residential history and get some information about your family unit.

Once we have the necessary information, we’ll provide guidance about how to achieve your desired result.

Often, we’ll use this information to calculate your borrowing power and/or the deposit you’ll need to proceed. This will typically take a day or two, because we have to run the figures through several servicing (affordability) calculators.

To talk to our dedicated team about getting started on your home buying journey, enter your details here and secure your no-obligation, free consultation.

If you choose Viking Mortgages for your home loan, we’ll make these promises to you
Personal Service

We’ll personally ensure you are looked after throughout the entire home loan process. We understand it can be quite confusing, and that having direct contact with someone who keeps you updated and guides you all the way.

Choices & Options

Making the right choice, for the most important financial decision of your life, requires the right support. We will take the time to explore your different mortgage options and help you find the loan that’s right for your circumstances.

No Cost

Our services do not cost you anything. Our income comes from commissions we receive from the lender after settlement of your loan. It’s therefore in our best interests to get you a loan.


At Viking Mortgages, we believe openness and transparency are key to all successful relationships. We will keep you informed every step of the way, from when you first contact us to when you step through the door of your home.


We are committed to working with people from all backgrounds and have a diverse range of customers. We work with many members of the LGBTQI+ community and people from culturally and linguistically diverse backgrounds.


Viking Mortgages are dedicated to customer service with a personal touch. Our timely, accurate advice is delivered in a relaxed and friendly environment. We respond to all customer enquiries within two hours.

Here's What Our Clients Have To Say About Us

  • 5 star review  Ditte really takes the time to understand what you are wanting to achieve and then supports you through the whole journey.

    Rita Krause Avatar Rita Krause
    November 8, 2017
  • positive review  Ditte IS the local mortgage and finance expert. I had the opportunity to attend one of her free information sessions on buying your own home. Ditte is generous with her time and expertise. She is committed to helping those she works with. After multiple discussions, I feel informed and clear as to what expect. When it is time to buy my first home, Ditte is the only person I plan to reach out too for financing. Thanks Ditte!

    Luke J Hawley Avatar Luke J Hawley
    October 23, 2019
  • 5 star review  Ditte is excellent at finding the mortgage that fits your situation best (the ones the banks either don't have or won't tell you about) - Thanks Ditte

    Trevor Montgomery Avatar Trevor Montgomery
    November 8, 2017
  • 5 star review  Ditte very quickly and competently organised a business loan for a vehicle. And the best thing is that I am fully confident I have the best loan possible for my situation. Thanks Ditte

    Julie Dare Avatar Julie Dare
    February 13, 2018
  • 5 star review  Why deal with the banks & get treated as a number... Ditta goes that extra mile & you will feel that some one cares and never feel like that your just a number... Ditta will get that deal for you...

    Craig Morrison Avatar Craig Morrison
    November 14, 2017
  • positive review  Ditte, Thank you for the fantastic advice; you made my day to a much better one. I will keep you up to date and looking forward to seeing you soon. Ditte you are one of a kind. Many thanks again, Katarina

    Katarina Lundmark Avatar Katarina Lundmark
    May 16, 2019
  • 5 star review  Ditte is a wonderful mortgage broker. She leaves no stone unturned to find the best deal for her clients

    Glenn Wood Avatar Glenn Wood
    April 9, 2018
  • positive review  Ditte from Viking Mortgages is an absolute pleasure to have as our mortgage broker for our home loan. As our first time going through the home loan process - Ditte has been so helpful beyond words and extremely professional. If you need any finance help - Ditte is definitely 100% the person to see. Thank you so much for your help Ditte 🙂

    Ellesha Michie Avatar Ellesha Michie
    June 4, 2020
  • positive review  Ditte is Fantastic. She will sit down with you and have a discussion about where you stand without costing you anything. Awesome customer service!

    Matthew Hooper Avatar Matthew Hooper
    November 10, 2017
  • 5 star review  Ditte can help take the stress out of organising finance when purchasing a property. With her range of knowledge, skills & contacts, she can make this step so much easier.

    Eileen Stewart Avatar Eileen Stewart
    November 13, 2017

Here’s What Our Industry Has To Say About Us

Customer Service AwardRegional Finance Broker AwardCommunity Champion AwardViking Mortgages - Winner The Adviser Austrialian Broking Awards Newcomer of the Year RegionalViking Mortgages - The Adviser Australian Broking Awards 2018 Customer Service of the Year IndividualViking Mortgages - The Adviser Better Business Awards 2019 Best Community Engagement Program

Book a home loan consultation with Viking Mortgages today.

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