If you’re struggling with your loans or would simply like to save on repayments, refinancing may be the perfect solution.
Some people think organising refinance is too difficult to bother, but the award-winning team at Viking Mortgages take the hassle out of refinancing.
Don’t stay stuck with outdated interest rates or a loan that isn’t working, when we can help you get a better deal.
Refinancing options from Viking Mortgages can save you time, stress and most importantly, money!
Why refinance your loans?
There are many great reasons to think about refinancing. Often, it makes financial sense to do so
Perhaps you got your mortgage when interest rates were higher, or a car loan from a finance company charging exorbitant rates. You don’t have to continue paying more than you need to. And you don’t need to feel trapped in a loan until you’ve paid it off.
At Viking Mortgages, we can help refinance your loans, so you can have peace of mind and start working towards your financial goals.
Lower interest rates
Getting a better interest rate is one of the most common reasons people refinance loans. The experts at Viking Mortgages can help you navigate the complexities of refinancing, such as offsetting the benefits of lower interest rates against possible fees and charges.
We’ll take the confusion and stress out of refinancing by doing the math for you, to ensure you’ll be better off in the long term.
People choose loans for many reasons, and sometimes don’t understand the fine print until it’s too late. For example, you might decide you need a redraw facility, but your home loan doesn’t offer that option.
Refinancing your loan is a way of getting the flexibility you need. With our large range of lenders offering a huge variety of loan products, Viking Mortgages can find the ideal refinancing option for you – without the hard work.
Freeing up home equity
With the rising value of property, many people’s homes are now worth much more than they were at the time of purchase.
Refinancing your home loan and tapping into your home’s equity is a great way to release cash for various purposes. Viking Mortgages can help you with guidance and information to free up home equity safely and securely.
For some people, their loans simply get out of hand. If you’ve got home, car, boat and business loans, for example, keeping track of repayments can be a nightmare.
In situations like this, consolidating your loans into one can save time, energy and money. Viking Mortgages can help with refinancing multiple loans into a single loan with terms that suit your needs.
You only have to turn on the television to see the popularity of home renovations! Whether you’re renovating to add value, sell, or for your own lifestyle, Viking Mortgages can discuss refinancing options to ensure your renovations are affordable and financially wise.
We can also review your situation once renovations are finished, to make sure you’re getting the best deal on your loans.
Managing changed circumstances
The team at Viking Mortgages often see people who need to refinance due to changed circumstances, such as job and relationship changes or the addition of a new family member.
Having had several major life experiences herself, Ditte understands how stressful they can be and is able to guide people through this process with empathy and expertise
If you need to refinance due to a major life change, we are happy to help you. Our refinancing experts will consider your needs and situation to find the best way forward in your new circumstances.
Refinancing can be confusing and taxing if you try doing it on your own. At Viking Mortgages, we take the difficulty out of refinance by doing the math for you.
We’ve been through the process innumerable times and have relationships with multiple lenders.
At no cost to you, we’ll help you through the tangle of paperwork and compliance.
With relationships with more than 30 lenders, Viking Mortgages can give you more options to choose from.
Our industry knowledge and experience mean Viking Mortgages can recommend refinancing that meets your personal needs and circumstances.
Usually, we can negotiate a better deal than you could get doing it yourself.
Viking Mortgages are committed to exceptional standards, with our customer service being recognised with several awards. Viking Mortgages’ owner Ditte Moller knows great service is crucial to our success.
Many of our customers come to us through recommendations from their family or friends.
Working with Viking Mortgages won’t cost you anything. Our income is derived from the commissions we receive from lenders.
This means getting you the right finance is in everyone’s best interests!
We’ll follow up lenders on your behalf to make the entire process as easy as possible for you.