Buying your first home is one of life's most exciting milestones—but it can also feel daunting and complex. At Viking Mortgages we're dedicated to guiding first-time home buyers through every stage, turning confusion into clarity and stress into a celebration. We specialise in creating personalised home loan solutions, designed specifically to simplify your journey and help you confidently step into your first home.
Your journey towards homeownership begins with understanding how the home loan process works. Our experienced team at Viking Mortgages is here to clearly explain every step—from pre-approval and selecting your home, right through to settlement.
We start by helping you understand your financial situation and borrowing capacity. This involves reviewing your income, assets, liabilities, and credit history. Knowing exactly how much you can comfortably afford ensures that your first home is both a practical choice and an exciting one.
Next, we take you through the various loan options available to you. At Viking Mortgages we have strong partnerships with over 30 lenders, which means you benefit from a broad range of choices and the best available terms. Whether you’re looking for a straightforward loan or a customised solution tailored to specific financial needs, we'll clearly explain every option, enabling you to make confident decisions.
First-time home buyers in Australia have access to various government grants, concessions, and incentives that significantly reduce the upfront costs associated with buying a home. These can include First Home Owner Grants, stamp duty discounts or exemptions, and the First Home Guarantee scheme. At Viking Mortgages we provide clear, expert guidance on these opportunities, helping you understand your eligibility and maximising the financial benefits available to you.
Buying your first home involves critical decisions. Common pitfalls include misunderstanding borrowing power, failing to account for additional costs (like stamp duty and conveyancing fees), or rushing into a decision without adequate research. At Viking Mortgages we help you avoid these errors by thoroughly explaining each detail, planning carefully, and guiding you clearly at each step.
Choosing the right mortgage broker matters. At Viking Mortgages our distinct approach and service standards ensure you receive the best possible outcomes every time.
Viking Mortgages is recognised by industry awards for our service excellence. You benefit directly from our reputation and established relationships with trusted lenders.
Our relationship doesn’t end at settlement. We continue to support you through regular mortgage reviews to ensure your loan remains the best possible fit for your changing circumstances.
Based in Noosa, we proudly serve first-time home buyers across the Sunshine Coast and beyond, ensuring you’re always dealing with a team familiar with your local area and community.
Taking the first step towards owning your home is easier than you think. Book your free, no-obligation consultation with Viking Mortgages today, and begin your journey towards confidently becoming a homeowner.
Credit representative: Ditte Moller (Credit Representative Number: 471627) of BLSSA Pty Ltd (ACN 117 651 760), Australian Credit License 391237
Lea de Groot is a credit representative (568104) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)